The US SEC has approved a stable YLDS including the initial yield, with an APR of 3.85%. YLDS trades 24/7 in the figure market, with its APR paid in US dollars or YLD each month. Stablecoin’s APR exceeds financial liabilities.
The US Securities and Exchange Commission (SEC) has approved YLDS, the stablecoin that supports the first yield. Stablecoin is officially registered as public security.
Introducing Stablecoin:$YLDS with the first ever Sec-Regulated yield
Risk-free yield at SOFR – 50bps (3.85%)
✅ No staking or lockup
Buy/Sales 24×7Time for actual assets of real value. pic.twitter.com/vt1ilw5jgv
– Figure Market (@figuremarkets) February 20, 2025
This regulatory milestone presents a new chapter on the evolution of digital assets, combining the potential to generate stable financial instrument revenue with the reliability of stability.
YLDS Stablecoin offers 3.85% APR
Unlike traditional stubcoins that are usually pegged to Fiat currencies like the US dollar to maintain price stability without offering returns, YLDS introduces new features that are consistent yields for holders. Masu.
YLDS Stablecoin offers an annual percentage rate (APR) at 3.85%, calculated as a secured overnight funding rate (SOFR) currently at 4.35%. This yield occurs daily and is distributed monthly, giving investors the flexibility to receive payments in US dollars or additional YLDS tokens.
With an APR of 3.85%, YLDS holds a competitive player in a fixed income situation. It’s not at the average high-income savings account rate of 4.75%, but it surpasses the US Treasury bonds, and currently earns around 2.89% on 10-year notes and 3.24% on 30-year notes.
This yield difference makes YLDS an attractive proposal for investors looking to diversify their portfolios with blockchain-based assets that offer stable returns without the volatility that is usually associated with cryptocurrencies such as Bitcoin and Etherum. It will become.
Stablecoin’s dependence on SOFR further enhances its reliability as it is a benchmark interest rate widely used in financial markets. As SOFR fluctuates in a wider economic situation, YLDS yields are adjusted accordingly, ensuring that real-world financial dynamics and its revenues are a feature that is attractive to risky investors. Masu.
Figure Market, the company behind YLDS, has designed Stablecoin to accommodate investors looking for both stability and passive income. By registering YLDS with the SEC, the company ensures full compliance with U.S. securities laws and sets precedents for how blockchain-based financial products are integrated into a regulated financial ecosystem.
The introduction of YLDS reflects the figure market’s mission to innovate at the intersection of blockchain and finance. YLDS combines the stable value storage of stubcoin with interest mechanisms to provide an attractive alternative to existing investment options.
YLDS trading and accessibility
YLDS is available for trading on the Figure Market platform, which operates 24/7, and investors can purchase, sell or exchange Stablecoin using USD or other stubcoin at any time.
For those who prefer cash out to Fiat currency, conversions are encouraged during standard US banking hours.
This 24-hour trading function is consistent with the decentralized spirit of cryptocurrency, while maintaining a bridge to the traditional financial system.
